Probability
Probability
Probability is the engine room of this whole framework. Where most retail education obsesses over direction, the premium-selling approach reframes trading as a numbers game: define the odds before entry, collect a credit that bends those odds in your favor, then place enough small, mechanical trades that realized results converge on the theoretical edge. This section covers the six pillars of that worldview — Probability of Profit (POP), probability of touch, delta as a probability proxy, expected value, the law of large numbers (number of occurrences), and the one-standard-deviation / 16-delta framework that ties them together.
Sourcing note: the bulk of this material lives in video research and recorded segments. Where a support/learn page or named segment backs a claim, it is cited; claims drawn from established options/probability theory rather than a retrieved source page are graded C.
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Probability of Profit (POP) — and how a credit lifts it above 50%
Probability of Profit (POP) is the headline metric for any position. It is defined as the probability that a position makes at least $0.01 at expiration — i.e., the chance the trade is a winner by even a penny.
The reason POP matters so much to a premium seller is mechanical. When you sell an option (or spread) you receive a credit of extrinsic value up front, and that credit pushes your breakeven past the short strike by exactly the credit amount. Because the breakeven now sits farther out-of-the-money (OTM) than the strike itself, the position can be profitable even if price moves slightly against you — so its probability of finishing profitable is higher than the probability of the short strike simply expiring OTM.
Worked intuition for a single short option:
So for a short OTM option, POP ≈ (1 − delta) + the cushion from the credit, which is why selling a 30-delta option typically yields a POP in the low-to-mid 70s rather than exactly 70%.
This is the structural reason the premium-selling approach favors selling premium and high-POP trades: a credit is the cheapest way to move the breakeven and buy a probability edge above the 50/50 coin flip.
POP vs. ePOP
The platform distinguishes POP (a theoretical, model-based number) from ePOP — "expected POP" — which incorporates the actual bid/ask credit you could realistically transact, giving a more execution-aware estimate.
Nuance / limitation: A high POP is not high expected value. A naked short option can show a 90%+ POP while risking a loss many times the credit collected. POP tells you how often you win, not how much — the two must be read together (see Expected Value below).
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Probability of touch ≈ 2× probability of finishing ITM
For an OTM option, the probability that price will touch that strike at some point during the trade is roughly twice the probability that the option finishes in-the-money at expiration. A 30-delta strike (≈30% chance of expiring ITM) therefore has roughly a ~60% chance of being touched at least once before expiration.
The intuition: finishing ITM requires price beyond the strike on one specific day (expiration); touching only requires price to reach the strike on any day along the path — a far easier condition. The reflection-principle result from probability theory gives the clean ~2× rule.
Why this matters operationally:
- You will feel tested more often than you lose. Each side of a 16-delta strangle (~16% ITM per side) gets touched roughly ~32% of the time, yet most touches do not end in a loss — knowing this prevents panic-adjusting on the first test.
- Touch is the right lens for "tested side" management (not finishing probability), because management decisions happen mid-trade, on the path.
- Researchers in this space have explored second-order versions — e.g., "Probability of Touch After Touch" (the odds the other side of a strangle is also touched after the first side is tested).
Practitioners have noted that touch probability is computed from exotic-option (barrier) pricing models and is "not well understood or readily available" to most retail traders — part of why the platform surfaces it.
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Delta as a proxy for probability of finishing ITM
The single most useful shortcut on the options chain: an option's delta approximates its probability of expiring in-the-money. A 0.30-delta option has roughly a 30% chance of finishing ITM; a 0.16-delta option, roughly 16%. As the platform's own learn material puts it, delta "acts as a proxy of the option's probability of expiring ITM, also available on the platform as 'ITM %' when viewing the options chain in Table mode."
Practical uses traders make of this:
- Strike selection by probability. "Sell the 30-delta" or "sell the 16-delta" is a probability instruction in disguise — it pins the short strike to a target ITM probability.
- Reading POP off the chain. For a single short option, POP ≈ 1 − delta, before adding the credit cushion.
Caveats stated honestly. (1) Delta is a rough proxy, not the exact risk-neutral ITM probability — they diverge because of volatility skew, the dividend/carry term, and the fact that strict ITM probability uses the d₂ term in Black-Scholes while delta uses d₁. The platform's ITM % is the more precise figure. (2) Delta drifts as the underlying, time, and IV change, so the probability read is a snapshot, not a constant.
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Expected value: win rate vs. magnitude
POP answers how often you win. Expected value (EV) answers whether the strategy makes money over time, and it forces you to weigh win frequency against win/loss magnitude:
EV = (P(win) × average win) − (P(loss) × average loss)
A recurring lesson in the premium-selling literature is that short-premium strategies deliberately trade a high win rate of small wins against an occasional larger loss — and that this can still be strongly positive EV. In one illustration, a position with a 90% win rate, an average win of ~$90 and an average loss of ~$475 produced a positive expected P/L of ~+$335 over 10 trades, because the frequent small wins outweighed the rare large loss.
The flip side — and the reason position sizing is inseparable from EV:
- A high-POP, asymmetric-payoff strategy is only positive-EV if you survive the rare large loss. Oversizing turns a winning strategy into a losing one, because one outsized loss can wipe out a long string of small wins.
- Consistent trade size is therefore a precondition for the math to play out; letting size balloon on "high-conviction" trades destroys the EV symmetry the studies assume.
The honest tension: the edge here is not a huge expected value per trade — it is a small, repeatable, positive EV (anchored in the volatility risk premium) that only compounds into real money across many occurrences. That is the bridge to the next pillar.
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The law of large numbers — "number of occurrences"
A positive expected value is a theoretical average. You only realize it by repeating the trade enough times for the law of large numbers to take hold. This framework calls it "number of occurrences," and it is one of the most-repeated ideas in the literature: "The greater the number of occurrences, the greater the chance that the probabilities will be closer to our expectations."
The canonical example:
How the canon operationalizes it:
- Trade small. Keeping each position small (a commonly cited guideline is <5% of portfolio) is what lets you accumulate occurrences without a single trade threatening the account; trading small and maximizing occurrences "work hand in hand."
- Trade often, across many underlyings. More tickers and cycles = more independent occurrences = faster convergence to expected results, with smoother P/L and win rates.
- Judge the process, not the trade. Any single outcome is noise; the strategy is validated or refuted only over a large sample.
Limitation worth stating: the law of large numbers assumes occurrences are roughly independent and identically distributed. Real portfolios are not — positions across SPY, QQQ, and tech names are correlated, so 50 simultaneous index-correlated trades are not 50 truly independent occurrences. A market shock can turn many "independent" winners into simultaneous losers. Diversification and uncorrelated underlyings partially restore the assumption.
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One standard deviation, the 16-delta, and ~68%
The framework that unifies everything above is the standard-deviation view of an option chain. Under the lognormal (Black-Scholes) model, price has roughly a 68% chance of finishing within ±1 standard deviation of its current level over the period — the familiar empirical "68–95–99.7" rule.
The bridge to the chain: the ~16-delta strike sits at approximately one standard deviation away from the underlying. Why 16? Because if ~68% of outcomes land inside ±1 SD, then ~32% land outside, split between the two tails — ~16% in each tail. A 16-delta option (≈16% chance ITM) therefore marks the ~1-SD boundary on each side.
Implications for strangle POP — the flagship application:
- Selling the 16-delta call and 16-delta put creates a ~1-standard-deviation strangle. The probability that price finishes inside both strikes is ~68%.
- But the position's POP exceeds ~68% — typically 70%+ — once the credit is included, because (as in the POP section) the credit collected pushes both breakevens outside the 16-delta strikes. The stated rationale is that selling the 16-delta strangle puts the strikes at roughly one standard deviation while the credit lifts the probability of profit above 70% once that credit is factored in.
- Wider, lower-POP-tail strangles (e.g., 2-standard-deviation / ~5-delta) push POP toward ~95% but collect far less premium — a direct illustration of the POP-vs-credit/EV trade-off.
The deeper thesis underneath the 1-SD strangle: implied volatility tends to overstate the standard deviation that actually realizes. If the implied 1-SD move is wider than the realized move, selling the 16-delta strangle is selling an overpriced range — the structural source of the edge.
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Key Takeaways
- POP = probability of making ≥ $0.01. For a short OTM option it runs higher than (1 − delta) because the credit shifts the breakeven past the strike, lifting the odds above a coin flip.
- Probability of touch ≈ 2× probability of finishing ITM. Expect to be tested about twice as often as you actually lose; manage by touch, not by expiration odds.
- Delta ≈ probability of finishing ITM (platform "ITM %" is the precise version). It's the fastest way to pick strikes by probability.
- EV weighs win rate against magnitude. Small frequent wins can dominate rare larger losses — only if trade size stays consistent and small.
- Occurrences make the math real. Realized results converge on theoretical probabilities only across many trades; trade small (<5%) so you can take enough of them.
- 16-delta ≈ 1 SD ≈ 68% range. A 16-delta strangle is a ~1-SD strangle with 70%+ POP after the credit.
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Common Misconceptions
- "A 70% POP means I make money 70% of the time and I'm safe." POP says nothing about loss size. A high-POP naked trade can have a small, frequent win and a rare, account-threatening loss. Always pair POP with EV and position size.
- "My 16-delta strike got touched, so the trade is a loser." Touch (~32% for a 16Δ side) is roughly double the ITM probability (~16%); most touches do not end ITM. Touching is not losing.
- "Delta is exactly the probability of expiring ITM." It's a close proxy. Skew and the d₁-vs-d₂ distinction make it inexact; use the platform's ITM % for precision.
- "I had three losers in a row, so the strategy is broken." With small samples, streaks are expected noise. Only a large number of occurrences reveals the true win rate.
- "More positions always means more diversification of my occurrences." Correlated underlyings are not independent occurrences; a shock can sink many at once. Independence is an assumption, not a guarantee.
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Review Questions
1. You sell a 30-delta call and collect a credit. Is your POP higher or lower than 70%, and why does the credit move it? `[answer: higher than 70% — the credit pushes the breakeven beyond the strike, adding a cushion to the ~70% OTM odds]`
2. A short strike has a 20% chance of finishing ITM. Roughly what is its probability of being touched before expiration? `[answer: ~40% — about 2× the ITM probability]`
3. What platform metric is the precise version of "delta as probability of expiring ITM," and where do you find it? `[answer: "ITM %" in the options chain Table mode]`
4. A strategy wins 90% of the time, average win $90, average loss $475. Is its expected value positive, and what single behavior most threatens that EV? `[answer: yes, positive (~+$33.5/trade by the cited example); inconsistent/oversized trade size is the main threat]`
5. Why does the premium-selling approach insist on trading small and frequently rather than placing a few large high-conviction trades? `[answer: the law of large numbers — many occurrences make realized results converge on the theoretical probability; small size makes many occurrences survivable]`
6. The 16-delta strikes correspond to roughly what statistical level, and what is the approximate probability the underlying finishes between the 16Δ put and 16Δ call? `[answer: ~1 standard deviation per side; ~68% inside the range, with POP rising above ~70% once the credit is included]`
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Sources
- broker education — Probability Of Profit (POP & ePOP) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- options education — What is Delta in Options Trading & How Does it Work? — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- options education — Number of Occurrences — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — How Is Probability of Profit Calculated (04-10-2014) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Probability of Touch (10-10-2013) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- Mike & His Whiteboard — Options | Probability Of Touch (12-10-2015) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Probability of Touch After Touch (01-04-2016) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research Modeling — Probability of Touching (08-17-2017) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Consistent Trade Size (08-01-2016) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Probabilities | Why Occurrences Are Important (03-21-2016) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Number of Occurrences (01-28-2019) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- Options Workshop — 1 Standard Deviation Strangles (03-19-2018) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
- industry research — Index 2 Standard Deviation Strangles (01-04-2017) — https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document
_Evidence-labeled per the Project Charter. Education only, not financial advice._